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Understanding Your Insurance Cover

Drive with confidence knowing you’re fully protected

At Senior Car and Van Hire, we prioritise your safety and peace of mind. That’s why all our rental vehicles come with fully comprehensive insurance as standard. This ensures you’re covered for most situations during your hire period. Whether you’re driving locally or planning a longer journey, our insurance policies are designed to provide the protection you need. For additional cover, such as for international travel, we offer tailored options to suit your requirements.

Fully Comprehensive Insurance

Our fully comprehensive insurance covers you for a wide range of scenarios, including accidental damage and third-party liability. This means that in the event of an accident, you’re protected against costs associated with damage to the vehicle or other parties. However, it’s important to note that certain exclusions may apply, such as damage caused by negligence or unauthorised drivers. Our team will provide you with full details of the policy when you book.

Fully Comprehensive Insurance

Optional Additional Cover

For added peace of mind, we offer optional insurance upgrades. These include reduced excess options, windscreen and tyre cover, and international travel insurance. If you’re planning to drive abroad, our international cover ensures you meet the legal requirements of your destination country. Speak to our team to discuss the additional cover options available and choose the one that best suits your needs.

Optional Additional Cover

What’s Not Covered

While our insurance provides extensive protection, there are some exclusions to be aware of. These include damage caused by reckless driving, driving under the influence of alcohol or drugs, and using the vehicle for unauthorised purposes. Additionally, personal belongings left in the vehicle are not covered under the policy. We recommend reviewing the full terms and conditions of the insurance policy to ensure you understand what is and isn’t included.

What’s Not Covered

Frequently Asked Questions


All our rentals come with fully comprehensive insurance as standard. This covers accidental damage, third-party liability, and other common scenarios, ensuring you’re protected throughout your hire period.


Yes, we offer optional excess reduction cover. This allows you to lower the amount you would need to pay in the event of a claim. Speak to our team during the booking process to add this option to your rental.


Our standard insurance does not include international travel. However, we offer tailored international cover to ensure you meet the legal requirements of your destination country. Let us know if you’re planning to drive abroad, and we’ll arrange the necessary cover.


No, personal belongings left in the vehicle are not covered under our insurance policy. We recommend taking out separate travel insurance to protect your personal items during your journey.


Certain exclusions apply to our insurance policy. These include damage caused by reckless driving, driving under the influence, and unauthorised use of the vehicle. Full details of the exclusions will be provided when you book, so you’re fully informed.

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